Many families choose to use the proceeds from a life insurance policy to cover funeral expenses. At Dancy Funeral Home, we can help you complete an insurance assignment, allowing the funeral costs to be paid directly from the life insurance company—without requiring your family to pay out of pocket at the time of service.
This process can make planning less stressful, providing time and peace of mind while financial details are handled securely on your behalf.
An insurance assignment is an agreement that authorizes the funeral home to receive payment directly from the life insurance company for the amount of the funeral expenses.
Instead of waiting for a claim to process, the assignment allows the funeral home to coordinate payment directly with the insurer—so services can proceed without delay or financial burden to your family.
Key points:
By working directly with the insurance company, we ensure your family receives clear communication, prompt coordination, and peace of mind.
Our goal is to make the process simple and secure, so your focus can remain on what matters most.
Insurance assignments are most helpful for families making arrangements at the time of need.
If you are planning ahead, you may wish to explore the NJ Prepaid Funeral Trust Fund — a state-regulated, interest-earning option for setting aside funds in advance.
Families applying for Medicaid or SSI can also learn about Medicaid Assistance and irrevocable pre-funding options.
As a family-owned, independent funeral home, we believe in compassionate service and complete transparency. Our licensed directors work directly with your life insurance company to confirm coverage, complete all documentation, and ensure the funeral costs are paid correctly and efficiently.
We handle every step with professionalism and care, so your family can focus on honoring your loved one—not paperwork or payment logistics.
If you plan to use a life insurance policy to cover funeral costs, please bring your policy information to your appointment or call ahead to discuss your options.
Dancy Funeral Home
9 Smull Avenue, Caldwell, NJ
At Dancy Funeral Home, planning ahead is more than paperwork—it’s an act of love for the people you care about most.
